When trying to find budget cuts the community budget water is always a hot topic. If your considering switching to a desert landscape you may want to think again. The switch could cost the homeowner more in utilities from removal of shade trees. If the option is a $10.00 increase in dues or a desert landscape an increase in dues may be the cheaper option. Just having affordable dues isn't enough to make a home desirable, the utility bills are also hot on the list of home buyers.
Monday, August 29, 2011
Thursday, August 25, 2011
It's Budget Time for HOA Treasurers
Because there are many revisions the Treasurer will have to make before submitting the final budget for approval, it's best to start now. Boards make this fatal mistake every year and it is the reason why they always go over budget or become very cheap.
Wednesday, August 24, 2011
What Financial Statements Are Telling You.
For most people looking at the financials for your community are either confusing or don't make sense. Most will look at the bottom line to see if they stayed within budget or not. If you aren't getting the complete financial packet then your not getting the complete picture.
The link below is an detailed look at what these different reports tell us and how they relate to each other. You may see a surplus on the bottom line of the balance sheet, but it doesn't tell you how or why it happened. Contributions made to the reserve funds aren't easy to figure or even shown in most cases nor are the expenses.
http://accounting-financial-tax.com/2011/07/financial-statements-linkage-you-must-know/
The link below is an detailed look at what these different reports tell us and how they relate to each other. You may see a surplus on the bottom line of the balance sheet, but it doesn't tell you how or why it happened. Contributions made to the reserve funds aren't easy to figure or even shown in most cases nor are the expenses.
http://accounting-financial-tax.com/2011/07/financial-statements-linkage-you-must-know/
Friday, August 19, 2011
Aftershock
If you had advanced notice of the economic crash of 2008, would you have taken step to protect yourself, your business, your job, retirement fund, home, family, friends, and community? Yes! Here's your chance to do what you couldn't do before. A second crash is coming and the link below will show you the proof.
Wednesday, August 17, 2011
Why Does Bermuda Grass Look so Bad but Rye Looks so Good?
For those communities that have problems growing summer Bermuda grass year after year it can be frustrating. The same places are bare with soil, dead grass, sunk-in and slowly grow bigger each summer. Water seems to run-off the lawn even after aeration, chemicals to soften the soil and fertilizing do nothing to fix or help the problem. Yet the overseeded winter Rye grows beautifully without problems.
Many landscapers will tell you it is because our water in Arizona contains a high salt and high calcium content. That will turn white when the water evaporates causing the water to not penetrate causing run off and grass death. It takes a lot of years to build up enought salt for it to be seen on the soil surface and summer monsoon rains flush it out. If salt was the reason causing the summer grass not to grow, the winter grass would also be affected. But, they are the landscapers and you try it and it does nothing.
Next you fertilize yet nothing so you even try replanting yet nothing works. It's because those aren't the reasons why the grass will not grow. It has nothing to do with the salt content of the water, fertility of the soil, or any other problem that can be solved by softening the soil or watering more. In fact watering more caused the problem to worsen and allowed mosquitos, chiggers, & aphids, to lay eggs in the soil resulting in a potential health problem . So, what do you do?
Suntree or Indian Bend Village this exact problem with the summer grass and it has nothing to do with salt, sun, soil fertility, or any other problem that has a cheap or quick fix. The photo below shows the plugs left on the lawns after landscapers aerated in 2011. All the plugs came from the same area in the same lawn where the grass will not grow in the summer. Notice one of the plugs has a something white on top and at the root zone below (previously joked about being bird poop). Notice that the entire plug isn't white and not all of them are white. That is because it isn't salt build up; it is one or more kinds of fungi.
Once Suntree Board Members start taking an active interest in the community and begin researching the problem themselves. They will figure out they have to take matters into their own hands and sends soil samples they collected themselves using sterile tools for testing to a facility (not ASU) to determine what kind of fungus it is and how to treat it, the problem will just continue to grow.
I just don't understand why people are so quick to run to the doctor for something like a runny nose then refuse to believe that anything else can get sick. Plants, grass, shrubs, trees, pets, soil all get sick too. They think the only problems that plants have is from watering to little or to much, not enough sun or too much. They don't consider pests that may have infested the plant due to over watering, stress, bacterial infections, viral infections, and certainly not fungus. All plants need water, sun, and be able to obtain air through the roots. If the soil is compact and hard the roots cannot get air and they will come to the surface to get it or die out. But, more importantly, they need soil that drains and dries out between waterings, is free from fungus, bacteria, viral infections, and undesirable pests.
Many landscapers will tell you it is because our water in Arizona contains a high salt and high calcium content. That will turn white when the water evaporates causing the water to not penetrate causing run off and grass death. It takes a lot of years to build up enought salt for it to be seen on the soil surface and summer monsoon rains flush it out. If salt was the reason causing the summer grass not to grow, the winter grass would also be affected. But, they are the landscapers and you try it and it does nothing.
Next you fertilize yet nothing so you even try replanting yet nothing works. It's because those aren't the reasons why the grass will not grow. It has nothing to do with the salt content of the water, fertility of the soil, or any other problem that can be solved by softening the soil or watering more. In fact watering more caused the problem to worsen and allowed mosquitos, chiggers, & aphids, to lay eggs in the soil resulting in a potential health problem . So, what do you do?
Suntree or Indian Bend Village this exact problem with the summer grass and it has nothing to do with salt, sun, soil fertility, or any other problem that has a cheap or quick fix. The photo below shows the plugs left on the lawns after landscapers aerated in 2011. All the plugs came from the same area in the same lawn where the grass will not grow in the summer. Notice one of the plugs has a something white on top and at the root zone below (previously joked about being bird poop). Notice that the entire plug isn't white and not all of them are white. That is because it isn't salt build up; it is one or more kinds of fungi.
Once Suntree Board Members start taking an active interest in the community and begin researching the problem themselves. They will figure out they have to take matters into their own hands and sends soil samples they collected themselves using sterile tools for testing to a facility (not ASU) to determine what kind of fungus it is and how to treat it, the problem will just continue to grow.
I just don't understand why people are so quick to run to the doctor for something like a runny nose then refuse to believe that anything else can get sick. Plants, grass, shrubs, trees, pets, soil all get sick too. They think the only problems that plants have is from watering to little or to much, not enough sun or too much. They don't consider pests that may have infested the plant due to over watering, stress, bacterial infections, viral infections, and certainly not fungus. All plants need water, sun, and be able to obtain air through the roots. If the soil is compact and hard the roots cannot get air and they will come to the surface to get it or die out. But, more importantly, they need soil that drains and dries out between waterings, is free from fungus, bacteria, viral infections, and undesirable pests. You can learn what different infections look like and the symptoms from the following books.
Thursday, August 11, 2011
Change Your Heads and Reduce Water
Changing your pop-up sprinkler heads to Hunter MP Sprinklers will reduce usage by 30% according to an independent study.
Saturday, August 6, 2011
HOA BoD Spend Wisely
A temporary agreement by the US Government is just that temporary, but nothing fixes the problem. Our government has to reduce spending, raise interest rates, and lower its investing. Which means the state will not get money they have become dependant upon. This puts states and cities at risk of defaulting and higher taxes. City and state building contracts would be greatly reduced causing businesses to lay off employees or close their doors all together. This means more bank defaults, bankruptcies, unemployed, mortgage defaults, higher taxes, new tax laws, etc.
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