Dumbest Things You Do With Your Money - CBS MoneyWatch.com

This is one of the best articles on spending that everyone including those on an HOA board need to watch for. It's always easier to spend another person's, a business's, or HOA money rather than your own. To convince us that something is a good deal, motivate one to do something or justifying why something was done or needs to be done is commonly done by using psychology.  Causing us to use the portion of our brain that controls emotions.  Emotion based spending results in illogical and irresponsible spending resulting in financial troubles.